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The financial knowledge of college freshmen. 15, OECD Publishing.Īvard, S., Manton, E., English, D., & Walker, J. OECD Working Papers on Finance, Insurance and Private Pensions, No. 2012, Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study. ANZ survey of adult financial literacy in Australia, (The Social Research Centre) ANZ Banking Group, Melbourne.Ītkinson, A. Financial Literacy and Retirement Planning in Sweden. 15350.Īlmenberg, Johan and Jenny SÃ¤ve-SÃ¶derberg. Financial Literacy, Retirement Planning, and Household Wealth. In relation between socioeconomic characteristics with personal financial management, education level only that significant effect on personal financial management.Īlessie, Rob, Annamaria Lusardi, and Maarten van Rooij. Financial knowledge, financial behaviors, and financial attitudes significantly influence towards the personal financial management. The results of the verificative analysis revealed that only education levels significantly affect the financial knowledge, while having a significant effect on the behavior and attitudes in addition to the level of financial education is also a place to stay. The samples used in this study were 390 Regional Civil Servants with the sample collection technique of proportional stratified cluster random sampling. This research was conducted in the Kuningan Regency, and the Regional Civil Servants were the units of analysis. The method used is descriptive and verificative methods. The financial literacy in this study was divided into dimensions of financial literacy, financial behavior, and financial attitudes.

The purpose of this study was to assess the socioeconomic characteristics that influence financial literacy and the influence of financial literacy towards personal financial management.

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